This means switching the existing policy to a new policy from another health insurance company without losing accrued benefits like No Claim Bonus, waiting period credit, free medical check-ups, etc. You can switch if you are unhappy with your insurance company, provided the existing policy was renewed without any breaks. If you are covered by your employer under a group insurance policy, you can port to a personal health policy for the same family members covered. Of course you can add things to the personal policy. To begin with, you must port with the same insurance company but can change after a year. So remember to carry this porting benefit with you when you quit. The porting process takes at least 45 days, so start this in time and the insurance company must agree to the porting.